Individual Retirement Accounts

You're the One™ who will save for the future with IRAs

It’s easier to save and plan for the future when you invest in accounts with tax benefits, such as Individual Retirement Accounts. IRAs are a simple and worry-free tool to save now for your retirement. All IRAs are subject to Internal Revenue Service rules and penalties in addition to bank terms.

Traditional IRA

With a Traditional IRA, you can defer taxes on your earnings until they are withdrawn. Plus, if you qualify, your contribution may be tax-deductible. Consult your tax advisor for more information.

Roth IRA

Take advantage of tax-free earnings as they accumulate or when you withdraw with a Roth IRA. You must maintain the account for at least five years and be at least 59 and a half-years-old to withdraw funds from this type of IRA. Consult our useful Retirement Planner calculator to calculate possible investment scenarios.

Coverdell Education Savings Account

Use the Coverdell Education Savings Account to save for your children’s educational expenses. This investment account provides tax-free distributions for qualified school and college costs. The Coverdell Education Savings Account was formerly known as an Education IRA.

For more information about our Individual Retirement Accounts, please Contact Us.